Foreclosure Assistance in Michigan
If you are behind on house payments or property taxes, find out which process applies to your home. A mortgage issue and a property tax issue need different contacts. Do not wait for a buyer’s reply before seeking help with a deadline. This guide is for homeowners in Metro Detroit, Michigan.
Request a private property review →Start with a housing counselor
MSHDA directs homeowners facing foreclosure to HUD-certified housing counselors through its Housing Education Program. A counselor can help you understand options and next steps. Use the official link below to find help.
Check the notice and the balance
Keep copies of every notice. Write down the sender, account number and stated dates. For a mortgage issue, contact your loan servicer. For delinquent property taxes, contact the county treasurer. Ask for current balances and the next deadline in writing.
- Mortgage statements and letters from the servicer.
- Property tax bills and foreclosure notices.
- Any court papers or sale notices.
- A list of prior calls, payments and agreements.
If you are thinking about selling
A sale may be one option, but timing and the amount owed matter. Ask a qualified professional to review the stage of the case and whether a sale is still possible. A StoneBridge inquiry does not stop foreclosure or extend a deadline.
Use official help
Read MSHDA’s foreclosure help page and Michigan Treasury’s property tax process. For advice about your rights, contact a Michigan attorney. StoneBridge reviews property purchases; it does not provide legal services or mortgage relief.